Live below your means, above your needs

That is a saying I overheard recently that is so powerful it’s all I really have to say.

Think about what your means are and if you’re living at, below or above them.

Then think about your needs – what are they really? Are they reasonable? Excessive? Low? High?

I teach a concept called Voluntary Simplexity… This is one of the foundational principles.

“Live below your means, above your needs.”

1 Response to “Live below your means, above your needs”


  • This is a very important thing. Consumerism is pushing us to use more credit and buy more stuff but it isn’t making our lives better. The stress that goes with this more than saps away any short term enjoyment you get.

    Thanks for reminding us all that we are here to be net contributors on this planet.

    Ray Keefe
    Successful Endeavours Pty Ltd
    Casey Business of the Year 2010
    Industrial Electronics Future Award Winner 2011
    Award Winning Electronics Design and Embedded Software Development

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